In an ideal world, financial advisors would have your best interest in mind. But there are financial advisors that don’t and hide important details from their clients. Here are 5 important details about your investment portfolios that they are not telling you about.

A backdoor Roth is a strategy for getting money into a Roth IRA if you’ve exceeded the income limits to contribute directly by transferring money from a traditional IRA. In this process, the pro-rata rule applies. Read this article to learn how it all works.